For Christmas last year, Celine Ng decided not to spend money buying gifts for her family and friends. It had been a difficult year for the property agent, 40, whose income dropped drastically during the Circuit Breaker.

It didn’t help that her husband, also a property agent, was in the same predicament. On top of that, the couple has four kids - three sons and a daughter whose ages range from 15 years old to 19 months - to feed.

whatsapp image 2021 02 23 at 12 35 16 pm data

WANT MORE? CHECK THESE OUT

WANT MORE? CHECK THESE OUT